In general, the ability to afford something does not play...
Universal health care is a social good, not merely an economic good
Universal health care generally decreases human misery and increases human welfare. It is, therefore, a social good, not merely an economic good. In general, the ability to afford something does not play a role in whether it is just or not. If there is a conflict between life and money life should prevail because it is a right while money is a want not a need.